Immediate Medical Care
#Emergency Room
When to go to ER:
- Any loss of consciousness
- Head or neck pain
- Difficulty breathing
- Severe pain anywhere
- Visible broken bones
- Heavy bleeding
#What Happens at ER
- Triage assessment
- Imaging (X-rays, CT scans)
- Treatment of acute injuries
- Pain management
- Referrals for follow-up
Follow-Up Care
#Primary Care Doctor
- Ongoing symptom monitoring
- Referrals to specialists
- Medication management
- Work status documentation
#Specialists You May Need
- Orthopedic surgeon
- Neurologist
- Physical therapist
- Pain management doctor
- Psychologist/psychiatrist
- Chiropractor
Treatment Documentation
#Why It Matters
- Proves injury severity
- Shows treatment necessity
- Establishes medical costs
- Documents recovery timeline
- Supports future needs claims
#What to Document
- All appointments kept
- Treatments received
- Medications prescribed
- Medical bills
- Mileage to appointments
- Time missed from work
Gap in Treatment Problems
#Why Gaps Hurt Your Case
- Insurance claims you weren't injured
- Suggests injuries weren't serious
- Defense argues injuries unrelated to accident
- Reduces credibility
#Valid Reasons for Gaps
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
When to go to ER:
- Any loss of consciousness
- Head or neck pain
- Difficulty breathing
- Severe pain anywhere
- Visible broken bones
- Heavy bleeding
#
What Happens at ER
- Triage assessment
- Imaging (X-rays, CT scans)
- Treatment of acute injuries
- Pain management
- Referrals for follow-up
Follow-Up Care
#Primary Care Doctor
- Ongoing symptom monitoring
- Referrals to specialists
- Medication management
- Work status documentation
#Specialists You May Need
- Orthopedic surgeon
- Neurologist
- Physical therapist
- Pain management doctor
- Psychologist/psychiatrist
- Chiropractor
Treatment Documentation
#Why It Matters
- Proves injury severity
- Shows treatment necessity
- Establishes medical costs
- Documents recovery timeline
- Supports future needs claims
#What to Document
- All appointments kept
- Treatments received
- Medications prescribed
- Medical bills
- Mileage to appointments
- Time missed from work
Gap in Treatment Problems
#Why Gaps Hurt Your Case
- Insurance claims you weren't injured
- Suggests injuries weren't serious
- Defense argues injuries unrelated to accident
- Reduces credibility
#Valid Reasons for Gaps
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
#
Primary Care Doctor
- Ongoing symptom monitoring
- Referrals to specialists
- Medication management
- Work status documentation
#Specialists You May Need
- Orthopedic surgeon
- Neurologist
- Physical therapist
- Pain management doctor
- Psychologist/psychiatrist
- Chiropractor
Treatment Documentation
#Why It Matters
- Proves injury severity
- Shows treatment necessity
- Establishes medical costs
- Documents recovery timeline
- Supports future needs claims
#What to Document
- All appointments kept
- Treatments received
- Medications prescribed
- Medical bills
- Mileage to appointments
- Time missed from work
Gap in Treatment Problems
#Why Gaps Hurt Your Case
- Insurance claims you weren't injured
- Suggests injuries weren't serious
- Defense argues injuries unrelated to accident
- Reduces credibility
#Valid Reasons for Gaps
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
- Orthopedic surgeon
- Neurologist
- Physical therapist
- Pain management doctor
- Psychologist/psychiatrist
- Chiropractor
Treatment Documentation
#Why It Matters
- Proves injury severity
- Shows treatment necessity
- Establishes medical costs
- Documents recovery timeline
- Supports future needs claims
#What to Document
- All appointments kept
- Treatments received
- Medications prescribed
- Medical bills
- Mileage to appointments
- Time missed from work
Gap in Treatment Problems
#Why Gaps Hurt Your Case
- Insurance claims you weren't injured
- Suggests injuries weren't serious
- Defense argues injuries unrelated to accident
- Reduces credibility
#Valid Reasons for Gaps
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
- Proves injury severity
- Shows treatment necessity
- Establishes medical costs
- Documents recovery timeline
- Supports future needs claims
#
What to Document
- All appointments kept
- Treatments received
- Medications prescribed
- Medical bills
- Mileage to appointments
- Time missed from work
Gap in Treatment Problems
#Why Gaps Hurt Your Case
- Insurance claims you weren't injured
- Suggests injuries weren't serious
- Defense argues injuries unrelated to accident
- Reduces credibility
#Valid Reasons for Gaps
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
#
Why Gaps Hurt Your Case
- Insurance claims you weren't injured
- Suggests injuries weren't serious
- Defense argues injuries unrelated to accident
- Reduces credibility
#Valid Reasons for Gaps
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
- Financial constraints (document this)
- Doctor availability
- COVID-19 delays
- Other documented reasons
Treatment on a Lien
#Medical Liens Explained
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
- Doctor treats now, gets paid from settlement
- No out-of-pocket costs during treatment
- Ensures continuous care
- Common in personal injury cases
#
Pros and Cons
Pros:
- No upfront costs
- Access to specialists
- Treatment documentation
Cons:
- Lien must be paid from settlement
- May be reduced through negotiation
- Some doctors don't accept liens
Key Takeaways
- Always seek immediate medical attention
- Follow all treatment recommendations
- Avoid gaps in medical treatment
- Document everything thoroughly
- Treatment on lien is available if needed
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